Comprendre les family offices — et comment en créer un.
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Tout ce que vous devez savoir sur les family offices.

Découvrez ce que sont les family offices, comment ils fonctionnent et comment en créer un de toutes pièces — qu'il s'agisse d'un micro family office allégé ou d'une organisation institutionnelle complète.

98 guides en langage clair151 termes du glossaire76 organisations du répertoire16 languesà titre informatif uniquement, jamais de conseil
Nouveau ici ? Un family office est simplement l'organisation qu'une famille construit autour d'un patrimoine important — des personnes, des systèmes et des conseillers réunis sous un même toit. Commencez par « Qu'est-ce qu'un family office ? » et chaque terme sera expliqué au fil de votre lecture.
Commencer iciQu'est-ce qu'un family office ? Le plus pratiqueComment en créer un — étape par étape InteractifLe Family Office Builder
Les trois grands modèles

Single, multi et micro family offices

Il n'existe pas de définition unique ni de patrimoine minimum — les family offices vont d'un seul professionnel bien équipé technologiquement à des institutions de cent personnes.

Single Family Office (SFO)

A single family office (SFO) is a private organization built and owned by one family to manage the full complexity of significant wealth — investments, taxes, legal structures…

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Multi-Family Office (MFO)

A multi-family office (MFO) is a professional firm that delivers family-office-level services — investment oversight, consolidated reporting, tax coordination, estate planning…

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Micro Family Office

A micro family office is an informal term for a deliberately lean family office structure built around a principal and a small core team — typically one investment or asset…

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Virtual Family Office (VFO)

A virtual family office (VFO) is a coordinated network of outside specialists — accountants, attorneys, investment advisors, and others — assembled around a family's wealth…

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Family Office Builder

Répondez à douze questions sur vos actifs, entités et priorités — obtenez un exemple de structure, un organigramme, une matrice des fonctions et une fourchette de coûts indicative. À visée pédagogique, sans valeur de conseil.

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Le modèle de maturité du family office

1Individual Investor

Personal accounts, one advisor, taxes once a year, documents in email.

2Organized Wealth Management

Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.

3Micro Family Office

First dedicated hire or fractional team, real reporting software, documented processes.

4Established Single Family Office

A real organization: investment function, finance function, governance calendar.

5Institutional Family Office

Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.

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La bibliothèque

Guides à la une

Family Office Accounting

Family office accounting is the financial recordkeeping infrastructure that tracks every entity, investment, expense, and transfer inside a family's…

What Is a Family Office?

A family office is the organizational infrastructure a family builds around significant wealth — a dedicated structure that coordinates investments…

Family Governance

Family governance is the set of structures, rules, and habits that help a family make decisions together — about money, employment, distributions…

Family Office Roles & Staffing, Mapped

A family office staffing map covers every role from CEO to bookkeeper, explains what each person does, when that role typically becomes necessary…

How Family Offices Invest

Family offices invest differently from most institutions because they combine long time horizons, significant tax sensitivity, concentrated legacy…

How to Build a Family Office From the Ground Up

Building a family office follows five sequential steps: define the office's purpose, inventory the family's assets, create an organizational…

Careers in Family Offices

Family offices hire across a wide range of disciplines — investment management, accounting, tax, legal, technology, estate operations, and executive…

Do You Need a Family Office?

Whether you need a family office depends far more on the complexity of your financial life than on a specific dollar threshold. A family with $30…

Estate Planning and Wealth Transfer

Estate planning and wealth transfer is the body of legal and financial work that determines how a family's assets pass to future generations…

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Le monde que ce site accompagne

Conçu pour une complexité réelle

Entreprises opérationnelles, propriétés, navires, aéronefs, collections — un family office existe parce que le patrimoine reste rarement immobile sur un seul compte.

À la une

Actualités patrimoine & family office

De vrais titres issus de médias identifiés — chaque élément renvoie à l'article original.

The T&E Inner Circle |The Intrigue and Potential of AI

September 28, 2026 | 2:00 PM EST

WealthManagement.com · Sep 28 ↗

The S&P 500 is nearing an ‘especially positive’ price — and the options market suggests a surge is likely

Options bets and volatility are sending buy signals, which sets up the stock market for a potential upside breakout.

MarketWatch · 21:31 UTC ↗

UAE ‘spy sheikh’ backs 49% stake in Trump family’s crypto bank venture, WSJ reports

World Liberty’s proposed trust bank has preliminary federal approval as the Trump-backed crypto venture deepens its…

CNBC · 21:22 UTC ↗

What Warsh will say and how the market will react, according to prediction markets

Kalshi sees a low chance that Federal Reserve Chairman Kevin Warsh will mention "bond market" or "rate cut" at the…

CNBC · 21:17 UTC ↗

Trump signs order to rename Lake Ontario 'Lake America' amid Canada trade war

President Donald Trump signed an executive order that he said will "immediately" change the name of Lake Ontario to…

CNBC · 21:16 UTC ↗

Marvell is boosting its forecasts, but that’s not enough to lift its stock

The chip maker didn’t offer much upside to estimates with its July-quarter results.

MarketWatch · 21:12 UTC ↗

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Extrait du glossaire

MRI Mission-Related Investment

A mission-related investment (MRI) is an investment made from an endowment that is expected to earn a…

bp Basis Point

A basis point is one one-hundredth of one percent (0.01%), used as a precise unit for expressing small…

DPI Distributions to Paid-In

Distributions to Paid-In (DPI) measures the cash actually returned to investors divided by the capital they…

Terme Asset Protection

The legal and structural practice of organizing assets so that a judgment against one entity or family member…

DD Due Diligence

Due diligence (DD) is the structured investigation a family office or investor conducts on a potential…

Terme Cost Basis

Cost basis is the original value assigned to an asset for tax purposes — typically what was paid for it —…

Terme Wealth Transfer

Wealth transfer is the movement of assets from one generation to another, accomplished through gifts…

MFA Multi-Factor Authentication

A login security method requiring a user to verify identity through two or more independent factors —…

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Family Offices

What Is a Family Office?Do You Need a Family Office?Single Family Office (SFO)Multi-Family Office (MFO)Micro Family OfficeWhat a Family Office CostsWhy Family Offices Exist

Créer un family office

How to Build a Family Office From the Ground UpStep 3: The Organizational StructureStep 4: Internal vs. Outsourced (Build vs. Buy)The First 90 Days: Turning the Lights OnStep 1: Define the Family Office's PurposeStep 2: Inventory the Family's AssetsStep 5: Hire the Core Team

Investissement

How Family Offices InvestDirect InvestingAsset Allocation for Family CapitalThe Investment Policy Statement (IPS)Liquidity, Concentration, and RiskPublic Markets: Equities and Fixed IncomeReal Estate in the Family Portfolio

Opérations

Family Office AccountingFamily Office TechnologyFamily Office CybersecurityConsolidated Reporting: One True Net WorthBill Pay, AP, and Financial ControlsFamily Office Software, Category by CategoryBanking, Custody, and Treasury

Gouvernance & patrimoine

Family GovernanceEstate Planning and Wealth TransferHow Family Offices Manage TaxPhilanthropy and the Family OfficeThe Family ConstitutionSuccession: The Office After the FounderPreparing the Next Generation

Secteur

Careers in Family OfficesHow the Family Office Industry Is ChangingFamily Offices and Regulation

Rôles & effectifs

Family Office Roles & Staffing, MappedFamily Office CEO / President / Managing DirectorChief Investment Officer (CIO)Portfolio Manager / Investment DirectorAsset Manager (Real Assets)Chief Financial Officer (CFO)Controller

Comparaisons

Single vs. Multi-Family OfficeFamily Office vs. Wealth ManagerFamily Office vs. RIAFamily Office vs. Private BankFamily Office vs. Financial AdvisorFamily Office vs. Hedge FundFamily Office vs. Private Equity Firm