Het Family Office Maturity Model
Family offices groeien, ze worden niet gekocht. Vijf fasen beschrijven het gebruikelijke traject — en de capaciteiten die in elke fase ontstaan.
Personal accounts, one advisor, taxes once a year, documents in email.
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
First dedicated hire or fractional team, real reporting software, documented processes.
A real organization: investment function, finance function, governance calendar.
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
Fase 1 — Individual Investor
Personal accounts, one advisor, taxes once a year, documents in email.
Gebruikelijke mogelijkheden: Brokerage/bank accountsAn advisor or self-directed investingAnnual tax filingA will (sometimes)
Fase 2 — Organized Wealth Management
Consolidated statements, a written plan, an estate binder, a team of advisors who talk to each other.
Gebruikelijke mogelijkheden: Written investment planConsolidated reporting from the advisorCoordinated CPA + attorney + advisorBasic entity hygieneInsurance reviewed
Fase 3 — Micro Family Office
First dedicated hire or fractional team, real reporting software, documented processes.
Gebruikelijke mogelijkheden: 1–3 dedicated professionalsEntity-level books and consolidated net-worth viewInvestment policy statementBill-pay controls & wire proceduresPassword manager + MFA everywhereOutsourced specialists under coordination
Fase 4 — Established Single Family Office
A real organization: investment function, finance function, governance calendar.
Gebruikelijke mogelijkheden: CIO-led investment processController-run monthly closeDirect/alternative investment programFamily meetings & educationFormal risk & insurance programVendor & cyber management
Fase 5 — Institutional Family Office
Teams by asset class, in-house legal/tax, audited financials, multi-generational governance.
Gebruikelijke mogelijkheden: Asset-class teams & committeesIn-house counsel and taxAudited statementsFamily constitution & councilsNext-gen development programsEnterprise technology & security operations
Waar sta je vandaag?
Korte vragen, voor iedereen op dezelfde manier gescoord. Er wordt niets opgeslagen.
Uw huidige fase
Educatieve zelfbeoordeling — geen advies.